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Are you looking for moving to Australia for study? Do you have enough funds to re-locate in Australia? If you do not have enough funds to reach Australia and study, then do not worry. Do you know, you can brighten up your future with Australian study through student finance? If you are a good scorer, skillful and knowledgeable, you can raise demand for student finance. Student Finance is basically a kind of loan which is given to the student, so that they can study wherever they want.
When student complete their studies, and get a job. From their salaries, they can pay amount of loan accordingly with interest. Student Loan is really helpful to let the students make their future in the stream they want. If you want to take loan for Australian study, read the demonstrated details below.
To be eligible for a loan, you must:
Check basic eligibility requirements for financial aid - Be an Australian citizen and have a valid Social Security number or if you have got a high school diploma. As a student, be accepted or enrolled in an eligible degree or certificate program. You must clarify that - You do not hold any federal student loans currently in default, or have planned to repay loans in default. On a federal student grant, any funds should not be owned by you. You agree to use federal student aid exclusively for educational expenses.
For More than one college, you will not receive a Federal Pell Grant for the same period. Maintain satisfactory academic progress - Earn a minimum GPA, receive a certain percentage of attempted credits, stay on track to complete your degree within a specified time frame. Demonstrate financial need - Federal Pell Grants range up to $6,195, Federal work-study (this subsidizes eligible students’ wages at part-time jobs with federal funds, and Work-study aid does not need to be used as the student chooses), Subsidized Direct loans (they are rapid but subsidized by the government)
Step 1 - Sound Research of Course and University
The quality of education is good in Australia, but a student must go through each university separately to find about its national and global ranking, faculty and specialization, etc. before finalizing the institution.
Courses that fall in STEM (Science, Technology, Engineering, and Mathematics) category have higher employment prospects than those which fall under arts and humanities. Still, these courses are also costlier than the courses falling under arts and humanities so a student must go through the fee structure of the course that he needs to choose.
Students who are from non-English speaking countries like India are required to provide proof of their fluency in English, and this can be meet by taking IELTS (International English Language Testing System) exam. Twelve years of regular schooling is also required as proof. If a student wants to apply for Post Graduate courses, he/she must have a graduate degree from a university in India or Abroad.
Step 2 - Apply for Admission
Admission forms seek detailed information about the student which can be filled and submitted online and also should include personal details such as father’s or mother’s name, date of birth, address, gender, marital status, etc. Documents must support the information. Furnishing wrongful or misleading information could lead to disqualification.
SOP (statement of purpose) is a future-oriented and self-evaluating essay of about 1000 words expected to highlight academic and professional background
LOR (letters of recommendation) - 2 to 3 such letters are needed from students that depend on the college or university which are written by the mentors, teachers, or faculty members of the educational institution that the student was previously associated with.
Supporting Documents - These documents include school leaving certificates, scanned copies of degrees certificate, certificate of the project undertaken, mark-sheets, and mark-sheets, diploma, work experience certificates, etc.
Step 3 - Get Loan by “Student Cover”
It provides both unsecured and secured education loans to students going abroad to countries like Australia for higher studies. And, for more than one college you will not receive a Federal Pell Grant for the same period.
Offer letter from the university (You need to compulsorily have an offer letter from the university you've applied to), A valid passport (Make sure that your passport is valid for at least three months beyond your duration of stay), Duly filled student visa application forms, Payment receipt of the application fee and the issuance fee, Passport-sized photographs, Proof of funds (Bank statements, fixed deposit receipts, or bank loan sanction letter), Transcripts, degrees, diplomas, or certificates from your previous institutes, Scores of language proficiency tests IELTS (As required by the university), Latest medical report
NOTE: You might need to submit some additional documents at the time of your visa interview, so it is advised to keep them ready. These documents are mostly required to prove your academic and financial claims made in the application. You will have to assure the immigration department that you are responsible enough to stay with a valid Student Pass at all times. The medical reports submitted with the documents should not be older than three months from the issued date.
Failure in fulfilling the medical requirements will lead to the rejection of your application to get the Student Pass. If your native language is not English, you would have to provide an official English translation of those records. Proof of previous educational qualifications School leaving certificate and Degree or provisional degree.
So, after getting eligible for Student Finance for universities of Australia, it is very beneficial as it reflects the university's commitment to research and postgraduate study also it has the best teaching methods as well as well qualified & trained teachers. In Australia, there are ample opportunities one can avail from the destination. Australia is a developed country with variations in cultures and high standard education.
It is, indeed, a growing destination with the way to a new lifestyle. In Australia, for students, there are also chances to get a scholarship from the government which can help them to reduce the cost of their international study. In Australia, the students can easily and comfortably move to another institute from their previous ones. In the case of innovations and technology, Australia comes at the top. And also, the crime rates are so low in Australia.
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